We take care of a company's most valuable resource. Its people.

HealthSmart is the premier provider of customizable and scalable solutions for self-funded employers.

I am a...


Real-time, online access to your benefits information and other tools – whenever you need it.


Especially for university and college student members, get instant access to your benefits information.


One-stop resource for brokers, distribution partners and consultants to bring the best solutions to clients.


Solutions for HR executives, plan sponsors and benefit administrators, plus access to employer services, 


For health plans and TPAs, we offer comprehensive solutions to complement payer capabilities.


Provider services, including real-time, online access to member health benefits and claims information.

HealthSmart Blog

Thoughts from HealthSmart Leadership

Choosing Wisely When Self-funding: Understanding the Difference Between TPAs and Carriers
10/18/2018 1:38:49 PM
For employers who self-fund their health plan, the first decision is choosing how to administer your health plan. When outsourcing your plan, you can use either a Third Party Administrator (TPA) like HealthSmart or an Administrative Services Only (ASO) program from an insurer (Carrier). In either case, they’ll help you design and build your plan and then manage the day-to-day. But that’s essentially where the similarities end.

Upcoming Events

Conferences & Exhibits

Visit us at SIIA Booth 607
National Workers' Compensation & Disability Conference & Expo | Booth 5021
December 5-7, 2018 | Mandalay Bay | Las Vegas

For more than 60 years, our teams consistently bring the experience and expertise to manage workers’ compensation claims, getting people healthy and back to work. Visit us at booth 5021 to learn more!


PMPM Trend AnalysisThe Smart Alternative

to Rising Healthcare Costs

Healthcare costs are rising faster than inflation. HealthSmart can help. We offer a focused, innovative approach to bending the cost curve. While the average healthcare trend has risen by 6 to 7.5 percent annually over the past few years, HealthSmart customers actually see their medical costs decrease each year. 
Learn how HealthSmart can help you take control of rising healthcare costs, just like we have for hundreds of other self-funded plans.

Read more ➝

Smart Solutions for Smart People. We're HealthSmart.

We solve client problems and make life better for their people. Every single day. 


HealthSmart Solutions

Benefit Solutions

Benefit plans and solutions for worry-free administration, quality coverage, and innovative care.

Rx Solutions

Competitive pharmacy benefit management, customized care plans and cost containment solutions.

Care management

Integrated clinical solutions designed to fit your populations and significantly reduce healthcare costs.

Network Solutions

Flexible networks for member access to quality care at the best value.to meet our clients' unique needs. 

Casualty Claims

Innovative claims management solutions that leverage technology with unmatched experience.

Home-HS.jpgWhy HealthSmart

Reducing costs while improving member health

HealthSmart is the premier provider of innovative, customizable and scalable solutions for employers, brokers and payers. Our solutions include health plan benefit administration, care management, pharmacy benefit management, provider networks and casualty claims solutions. We also offer business intelligence, onsite employer clinics, a variety of health and wellness initiatives and web‐based reporting.

Our mission is to improve the health of our members while treating them with dignity and respect, and reduce healthcare costs for our clients and members with innovative solutions and a flexible approach. We provide self-insured clients with a one-stop source for their health plan needs, and deliver best-in-class service, support, and intelligence..