More and more employers are recognizing the benefits of self-funding their health plan coverage for their employees. Instead of purchasing prepackaged plans, employers can design plans exactly to their specifications based on their individual needs. HealthSmart is the expert at flexible health plan design and plan administration.
With HealthSmart, employers get the plan that works best for them and their employees, based on their specific needs. They have real visibility into the costs of plan administration. Costs are reduced because premium taxes are reduced, plus the employer maintains control of health plan reserves and can take advantage of interest income.
- One-stop resource for multiple solutions
- Flexibility to develop plans and customize networks that meet employers’ specific, individual needs
- Wellness programs and Disease Management programs that improve employee health while managing healthcare cost and level of care necessary for treatment
- Pharmacy benefit options, including formulary prescriptions and mail order options
- Stop loss coverage to protect employers in the event of catastrophic health claims
- Visibility into claims data for better insights to financially plan benefit costs
For employers looking to leverage the benefits of self-insured health coverage, HealthSmart delivers flexible, comprehensive solutions and unmatched expertise.